So Money With Farnoosh Torabi

**Book Giveaway** Leave a review for this episode in Apple Podcasts to enter to win one of 10 copies of Thank You, More Please.** Lily Womble, feminist dating coach and founder of Date Brazen, joins So Money to share advice from her new book, Thank You, More Please. Learn how to navigate the dating world without depending on matchmaking apps, and using "Essence-Based Preferences" to attract exactly what you desire in your love life.

Learn more about Farnoosh's mentorship program.This week's questions focus on smart budgeting frameworks, earning more outside a 9 to 5, dealing with high annual credit card fees and a pro tip for handling medical debt.

New York Times bestselling author of Take Back Your Brain, Kara Loewentheil, unveils her proven strategies for closing the "brain gap," and how women can reclaim their financial confidence in a patriarchal society.

Want to learn how to get your money to work for you? Stop living paycheck to paycheck, build multiple revenue streams and a sustainable business plan? Entrepreneur and money mentor Mel Abraham shares insights from his new book, Building You Money Machine, available for pre-order.

This week, Pam Krueger, founder of Wealthramp, joins to help answer listener questions about life insurance, investing, and debt management. Listen to Pam's interview from earlier this month, discussing ways to find a great financial advisor. Wealthramp is a platform that has matched over 20,000 individuals with fiduciary advisors and financial planners since 2019 and boasts client retention rates exceeding 98%. Wealthramp’s vetted advisor network spans the country and offers diversity in geography, specialization, gender, and fee structure. Visit Wealthramp.com/Farnoosh to start your search today.

Guest Neha Ruch, founder of Mother/Untitled, discusses the often deductive ways society characterizes stay-at-home mothers and is on a mission to rebrand this role to bring more dignity and respect to parents choosing to take a break from their careers to support their children and families. Neha's forthcoming book The Power Pause: How to Plan a Career Break After Kids--and Come Back Stronger Than Ever is available for pre-order.

Just days away from the next So Money Pop-Up Workshop, which will focus on “Couples and Money.” Register here. Today, we're in discussion with a a financially exceptional couple, Katie and Alan Donegan, who managed to quit their day jobs and retire when Katie was 35 and Alan was 40. We’ll hear how they calculated for this accelerated plan, how they’re living out their early retirement dreams, and advice for listeners on determining how much one needs to save for retirement. Learn more about the Donegans and their Rebel Finance School here.  

Join Farnoosh's next So Money Pop-Up workshop for couples. In today's Ask Farnoosh, listeners pose questions about managing money in your relationship, how to prioritize the various saving and investment accounts you contribute to, and should a couple take advantage of a 0% interest loan?

Today's show centers on ways we can protect ourselves from dangerous financial scams, many powered by AI. Our guest is Allison Baggerly, financial expert, author and founder of Inspired Budget. Sign up for Allison's free budget class here. The CUT article about the Amazon scam referenced in the show is here.

Deesha Dyer is the former White House Social Secretary under President Obama, meaning she was THE person responsible for state dinners, official functions, visits by Popes and presidents, performances by Beyoncé (!), and more. Deesha's new book UNDIPLOMATIC pulls back the curtain on White House life to funny, winning effect, but even more so, it documents a young Black woman's struggle to belong in our nation's most prestigious spaces. In 2009, at age 31, Deesha Dyer's finances were... messy. She'd dropped out of college, accruing a mountain of debt but no degree. She had an eviction on her record and bad credit. She plugged away at an admin job, while freelancing as an organizer and blogger of her beloved hip-hop / soul scene in Philly. (Hello, Jill Scott!) Inspired by the Obama campaign, she applied for a White House internship that she knew was a longshot. These jobs were for phenoms from Harvard and Howard. Not part-time community college students in their thirties with zero connection

Today's show: Managing a $100k inheritance; debt pay-down strategies; should I pay for a certification to switch careers if I'm in debt? Also: Farnoosh weighs in on Footballer Harrison Butker's ridiculous graduation speech directed at the women graduates.Sign up for the So Money Members Club.Get on the waitlist for the next Book to Brand here.

Author of the national bestselling novel THE SICILIAN INHERITANCE and host of the UNDER THE INFLUENCE podcast, Jo Piazza, joins the show to discuss the rich themes in her newest book.

Stay tuned for tonight's Webby's BTS, where So Money receives an award -- on Farnoosh's Instagram.Today's show covers the ins and outs of LLCs and S-Corps and how to determine which one (or both) is best for structuring your business. The guest is Hannah Cole, creator of Sunlight Tax. You can visit Sunlight Tax for resources mentioned in today's episode.

Join the So Money Members Club to gain access to Farnoosh on the go and a front-row seat to her monthly workshops.Today's episode addresses questions from the audience about career transitions. One listener is concerned that making a job switch could impact the finances in her relationship, as she is the sole breadwinner at the moment. Another listener struggles to pivot in her 40s, worried about the risks of "starting over" in a new career. Finally, one friend in the audience wants to know how to become more ready for retirement. Where should she park $400,000 in cash?

May is Mental Health Awareness Month, a time to reflect on how our financial well-being impacts our mental health and how generational trauma may be at the root of stress and anxiety about money. Guest Sahaj Kohli is the founder of Brown Girl Therapy and the author of the new book But What Will People Say: Navigating Mental Health, Identity, Love, and Family Between Cultures.

We’re dedicating this entire episode to probably the biggest question I get from listeners: Should I work with a financial planner? We’re addressing your top concerns and questions about working with a financial advisor with guest Pam Krueger, a seasoned financial journalist and the creator and co-host of MoneyTrack, which ran on PBS stations nationwide.Pam is also the founder of Wealthramp, a platform that has matched over 20,000 individuals with fiduciary advisors and financial planners since 2019 and boasts client retention rates exceeding 98%. Wealthramp's vetted advisor network spans the country and offers diversity in geography, specialization, gender, and fee structure. No matter your income or asset level, Wealthramp is flexible, and can accommodate your needs with various project scopes and fee options.I'm excited to announce my collaboration with Pam and Wealthramp to connect So Money audience members with top-notch, fee-only financial advisors. Visit wealthramp.com/farnoosh to s

Join Farnoosh's private community to up-level your finances at SoMoneyMembers.Last day to join Book to Brand in NYC.This week's questions: Does it ever make sense to withdraw early from a 401k to pay down debt? What investing fees should we watch out for? Is my target date fund OK, or should I expand my investments?

The average worker believes they need over $1 million to retire comfortably. How can small business owners secure this lofty financial goal for themselves and their employees with less stress? Guest Jean Smart is the founder and CEO of Penelope, a fintech company that is disrupting retirement solutions for small and micro businesses. Penelope (named after her daughter) was inspired by her personal experiences, as Jean is the daughter of Korean immigrant business owners who were not prepared for their own retirement.

Jannese Torres is an award-winning Latina money expert. She became an accidental entrepreneur after a job loss inspired her to turn her food blog into a six-figure business. Throughout the years, her passion for entrepreneurship led her to notice a gap in the conversation around money. Her debut book, Financially Lit, offers culturally relevant and relatable personal finance advice to make you feel seen, heard and understood. Whether it’s the guilt you feel from being the first person to “make it” while members of your family are still struggling or the way financial trauma manifests itself in negative and limiting beliefs around money, Torres is here to guide you through it all. Check out Jannese's first interview on So Money.

Registration for Farnoosh's investing workshop closes soon. Secure your spot here.This week: Helping a listener who's overwhelmed by credit card bills; Should a listener quit her job if she is the breadwinner? And should another listener take an early retirement package if they still need to make money?