So Money With Farnoosh Torabi

Today we're discussing the climate economy, and how capitalism can be a tool for driving solutions for a greener planet. Guest Molly Wood, longtime business and technology journalist turned venture capitalist. She shares her insights into the many moving parts and hurdles behind bringing climate solutions to the forefront, innovations she's excited to see and why she's ultimately optimistic about the direction of climate action. More about Molly: She is Founder and Chief Storyteller at Molly Wood Media, an advisory firm for the climate economy. She is also the host of Everybody in the Pool podcast and newsletter.Check out Molly's podcast today to hear me offer insights into the cost of climate change and ERG investing.This episode originally aired on June 21, 2023.

We're taking a deep dive into how Gen Z consumes and advice on how they can make better financial choices. Joining the show: Josh Rosenberg, Co-Founder of Day One Agency who, together with researchers at USC Annenberg Center of Public Relations, examined how Gen Z consumes -- from information and news to purchases. Also, Aja Evans, a licensed therapist who helps clients relieve money anxiety to achieve financial wellness.We discuss: How does Gen Z defines "influence," the financial challenges that come with relying heavily on social media and the best sources to trust when it making purchasing decisions.

This week Dorethia Kelly, nationally-acclaimed financial expert and author of #MoneyChat, joins to help answer your financial questions, including what to discuss with your partner *before* getting married, the risks to using a life insurance loan to pay off a student loan, steps to being a more environmentally conscious consumer and how to help a friend who needs financial support.Mentioned: Farnoosh's interview with Molly Wood about climate solutions.

We are in conversation with negotiation expert Alexandra Carter, author of Ask For More, learning about ways to earn more this year when you’re in a transition phase (switching jobs, recently laid off, heading back to work after a break), what we *should* negotiate for but rarely do and why being scared in a negotiation means you’re doing it RIGHT!More about Alex: She is a Clinical Professor of Law and Director of the Mediation Clinic at Columbia Law School. She has spent the last eleven years helping thousands of people negotiate better, build relationships and reach their goals. In 2019, Alex was awarded the Columbia University Presidential Award for Outstanding Teaching, Columbia University’s highest teaching honor.

How do we decide with ease? The idea of having the power to choose, to choose a different direction, to speak up to authority, to let go, to create, to shut down, sounds good. But life isn’t always that simple. Making high-stakes decisions involving work, money, and family can be frightening.Our guest is Stef Ziev, former TV executive turned certified life and executive coach. Her new book is called THE CHOICE IS YOURS: A Simple Approach to Live and Lead With More Joy, Ease, and Purpose

This week: Farnoosh offers her best relationship insights after 11 years of marriage (not financial advice, but hey!) Plus, several investing questions from the audience, including whether to cash out a low-performing portfolio, how to balance investing for retirement and paying off debt. Also, what's the deal with pet insurance? Worth it?Sign up for Farnoosh’s newsletterPre-order A Healthy State of Panic and immediately access her Scared Smart video and workbook lesson plan.Questions on this episode originally aired on Feb 3.

How to find a tax expert you can trust, who really gets you, especially if you work in the creative field? Guest Hannah Cole is a tax expert who specializes in working with creative businesses and purpose-driven solopreneurs. She is the founder of Sunlight Tax, which helps tens of thousands of creative and mission-driven self-employed people skill up with accessible tax and money education through professional speaking engagements from Florida to Alaska, and on the Sunlight podcast. Download Hannah's free visual guide to your tax deductions here.Watch her free class: Understand Your Taxes and Make Money

Guest Firoozeh Dumas is the author of the New York Times bestseller Funny in Farsi, now celebrating its 20th anniversary. I first discovered Firoozeh and her book in my early twenties. Funny in Farsi gave me permission to be unapologetically Iranian or Irooni . In today's episode, we'll explore the joys and challenges of embracing a multicultural identity, the transformative power of storytelling, and the profound impact of humor in bridging cultural divides. Plus, the worst financial advice Firoozeh received as a kid. Follow Firoozeh on Instagram.This episode aired originally on June 5, 2023.

This week on Ask Farnoosh: Should you switch banks if you're only earning 2% on your savings account? When does it make sense to invest in home upgrades? Should a listener sell her house now or later? And what's the rule of thumb for asset allocation in your retirement portfolio? Is investing in 95% stocks too high?Sign up for Farnoosh's newsletterPre-order A Healthy State of Panic and immediately access her Scared Smart video and workbook lesson plan.

Our guest today is Mariam Naficy, a veteran entrepreneur who has founded and scaled successful companies, including Eve.com, the world’s first online cosmetics retailer, Minted, the online marketplace of premium design goods created by independent artists and designers and Tonic.xyz, a curated fine art gallery focused on blockchain art. Born to Iranian and Chinese parents, Mariam's childhood in diverse countries shaped her perspective. She overcame adversity when her family fled Iran during the 1979 Revolution and faced challenges upon arriving in the US.Today she is the Founder & Managing Partner of Heretic Ventures, the San Francisco-based venture studio that founds companies at the intersection of culture, commerce, and creators. With a keen eye for innovative ideas, Mariam's insights on crypto, blockchain, and NFTs are invaluable.

We are in conversation with entrepreneur, certified master coach, international speaker, and author and host of Permission to Offend, Rachel Luna. We discuss the ways we can stand up for what we believe in, even if it doesn't win us a popularity contest, the role of faith in your financial life, and determining your worth and wealth.

This week on So Money: A listener has a question about losing her house in a divorce and the financial considerations to make before breaking up. How to invest for yourself and your kids under one roof? My best advice for college students seeking a return on their experience? How did I structure my business? And more. Plus, several giveaways for Tough Titties. Be sure to listen for your name! (Q&A previously aired on Jan 13)Subscribe to Farnoosh's newsletterPre-order A Healthy State of Panic and receive Scared Smart, a 3-video lesson plan + workbook

Today we're discussing the climate economy, and how capitalism can be a tool for driving solutions for a greener planet. Guest Molly Wood, longtime business and technology journalist turned venture capitalist. She shares her insights into the many moving parts and hurdles behind bringing climate solutions to the forefront, innovations she's excited to see and why she's ultimately optimistic about the direction of climate action. More about Molly: She is Founder and Chief Storyteller at Molly Wood Media, an advisory firm for the climate economy. She is also the host of Everybody in the Pool podcast and newsletter.Check out Molly's podcast today to hear me offer insights into the cost of climate change and ERG investing.

Today is Juneteenth, a national holiday commemorating the emancipation of enslaved African Americans. It’s an important day that reminds us to reflect on the ongoing work that’s still needed to create true equity. Today: our conversation focuses on financial equity and the role mental health plays in supporting our journey to financial independence. And if you’re a person of color, you may have a unique set of generational trauma that continues to make life complex and your dealings with money challenging.Guests are: Yemi Rise, founder of OfColor, a black-owned financial wellness platform and Aja Evans, a licensed therapist who helps clients relieve money anxiety to achieve financial wellness.

This week, we're joined by Georgia Lee Hussey, co-founder of Modernist Financial, to help answer audience questions about student loan repayments (should I pay them down fast or not?), the most tax-efficient ways to invest for retirement and what to do when a male co-worker earns more than you (but is more junior and has fewer qualifications?)Apply for Farnoosh's mentorship program here.Learn about Farnoosh's Will Work For Books Program here.Pre-order A Healthy State of Panic and receive Farnoosh's video course Scared Smart for free.Sign up for her newsletter here.

From silent burnout to imposter syndrome, mothers impacted by the caregiving overload of Covid-19 and now are stepping into a post-pandemic world with a host of challenges. Guest Sara Dean is the creator and host of the Shameless Mom Academy Podcast, a top-rated podcast with nearly 2 million downloads. She is also an entrepreneur to her core – having built and grown multiple businesses to multiple six figures. She is also among a small percentage of women who have sold a business in the US. Sara’s biggest passion is helping women own their space.Listen to Sara's first time on So Money.

Farnoosh sits down with good friend Laura Belgray, author of the new book Tough Titties, a memoir about a misfit (Laura) coming of age in 80s/90s New York City, screwing up at life, and finally finding success with her first million-dollar year at age 50. Or, as her own husband calls it, “loser Sex and the City.” Pre-order Laura's book (last day!) to receive her bonuses. And listen to the end of the show to hear how to win a free copy of Tough Titties.

This week, an unemployed listeners ask about the risks that come with "too much" time passing while attempting to find work. Also: Farnoosh's top investing book picks and the 411 on stock splits.To learn about Farnoosh's private coaching circle, click here.

More businesses were started in the pandemic than ever on record…and if you were on of those entrepreneurs who built a product or service based business out of necessity or a passion and want to learn how to keep it going strong, our guest Melissa Houston has advice on creating profit-friendly business, paying yourself first and outsourcing financial help to the right people.More about Melissa: She is the author Cash Confident, An Entrepreneur's Guide to Creating a Profitable Business, and the founder of She Means Profit. Melissa is a CPA and Finance Strategist who helps business owners and high income earners build their wealth. A regular contributor at Forbes and other publications, Melissa is passionate about teaching others about money management.

Guest Firoozeh Dumas is the author of the New York Times bestseller Funny in Farsi, now celebrating its 20th anniversary. I first discovered Firoozeh and her book in my early twenties. Funny in Farsi gave me permission to be unapologetically Irooni . In today's episode, we'll explore the joys and challenges of embracing a multicultural identity, the transformative power of storytelling, and the profound impact of humor in bridging cultural divides. Plus, the worst financial advice Firoozeh received as a kid. Follow Firoozeh on Instagram.