Money Matters With Wes Moss

There’s a difference between living the life you think you should live and living a life you want to live. When we follow numerous social norms we can easily lose our true selves in the process of conforming to what we think we are supposed to be. But in adapting to these norms, could we be missing out on a path to living our happiest lives and becoming one of the happiest retirees on the block? New York Times bestselling author, life coach, and speaker, Dr. Martha Beck, drops by this episode to share how to live a life full of integrity and truth. Dr. Beck explains how we are born with a genetic destiny of what makes us happy in life and how we get divided internally early on. She also shares her story and experiences of living outside of her integrity, reveals her journey of becoming a life coach, and discusses longing versus yearning. Additionally, Dr. Beck unveils the lasting cure to happiness and lists the signs if you are lying to yourself and are living out of alignment. Learn more about your ad choice

Taking a trip every once in a while is good for the soul, but have you ever thought about what a life full of traveling experiences could do? Don George, legendary travel writer, editor, and author who has won numerous awards for his work, joins this episode to share what it’s like living a life filled with travel and creating unforgettable memories. Don reveals when he caught the travel bug and got into travel writing, along with the travel piece that changed his career for the better. He also shares some of his traveling experiences and what he’s learned from the culture, an astonishing Mount Kilimanjaro story, and how he considers traveling a religion. Additionally, Don reveals details from his book, “The Way of Wanderlust,” lists his favorite travel destinations, discusses how his dad retired early to travel, and provides advice for other travel writers. Learn more about your ad choices. Visit megaphone.fm/adchoices

There are many qualities that a leader should possess. A good leader has empathy, integrity, and confidence, as well as two important qualities; trust and inspiration. In this episode, Wes sits down with Stephen M. R. Covey, a New York Times and #1 Wall Street Journal bestselling author, writer, public speaker, co-founder and CEO of CoveyLink Worldwide, and former President and CEO of Covey Leadership Center, to discuss leading by trust and inspiration. Stephen shares takeaways from his books and his role in the success of his father’s book, along with the scalable business that came from it. He also explains why we need to become trust and inspire leaders rather than command and control leaders, and how a good leader can help you feel purpose and meaning. Additionally, Stephen reveals why the best relationships are centered around trusting one another, how it’s possible to restore trust if we’re willing to behave our way back into it, and lists some well-known leaders that inspire him. Stephen wraps up by sh

The year has gotten off to a rough start, leaving many nervous about what to do with their finances when markets are down, The Fed is raising rates, and inflation is through the roof. To help ease your mind, Wes reveals insights into surviving a bear market and covers what has worked in the market thus far in 2022 during this episode. Listen as Wes analyzes recent consumer sentiment data from the University of Michigan, what areas of the market are working in 2022, and dives into value investing versus growth investing. Additionally, Wes talks about the negative wealth effect and how bear markets typically operate. He also covers the current standing of the market and reveals details regarding the Retire Sooner Podcast summer series. Disclosure: This is provided as a resource for informational purposes and is not to be viewed as investment advice or recommendations. This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specifi

While our physical health is extremely important, people often overlook exercising their mind. Mental health is the driving force behind the decisions we make; how we live, how we work, and how we love. Dr. Gregory Scott Brown, M.D. board-certified psychiatrist, mental health writer, author, and an affiliate faculty member at the University of Texas Dell Medical School, joins this episode to stress the importance of maintaining your mental health and caring for your mind. Dr. Brown kicks off the episode by defining mental health, touches on the mental health of teens vs. retirees, and talks through how nutrition impacts your mind. He also shares his five essential pillars for mental health that everyone can optimize, why breath work is the most underutilized form of medicine and experiencing burnout. Furthermore, Dr. Brown reveals a great form of therapy for your mind, discusses some of his mental health struggles, and discloses details from his newest book. Learn more about your ad choices. Visit megaphone.f

As human beings, communication is our superpower. Having a conversation can lead to stress relief, the absorption of new information, and personal connection. Celeste Headlee, author, radio journalist, public speaker, and co-host of the weekly series Retro Report on PBS, joins this episode to share how to stop hiding behind emails, text messages, data, and statistics and start having more impactful conversations with one another. Celeste explains how your brain cannot do two impactful things at once, the two ways conversations can be negative and why we should stop pontification during our interactions. She also shares how living your best life is the most powerful way to influence someone else, why follow-up questions are powerful and an important communication tactic. Later in the episode, Celeste reveals why one of the worst things you can say is “I know how you feel,” and how you can work on improving your listening skills. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you had $10,000,000 and the ability to do anything you wanted before you died, what would it be? Star in a television show? Play basketball with the president? Walk the Great Wall of China? Wes sits down with #1 New York Times best-selling author of “What Do You Want To Do Before You Die?”, star of the MTV show The Buried Life, co-founder of The Buried Life movement, and one of the World’s Best Motivational Speakers, Ben Nemtin, to help you unbury those dreams and prepare for creating the ideal bucket list by the time you finish this episode. Ben opens up about his struggles with mental health, what he’s learned and how he’s attained self-worth through his projects. He also reveals that everyone goes through some sort of mental health crisis in their lives and why being true to yourself is important. Ben goes on to share the details of what went into creating The Buried Life along with the initial bucket list for the show, tips for how to generate your own bucket list, and why people regret their inactions

In this episode, Wes Moss talks about a top core pursuit that many happy retirees enjoy, golf. He covers the current controversy of why the US PGA is battling with Saudi Arabia's LIV and the economics of professional golf. Listen as he explains the details behind the LIV Tour and what is being offered to golfers on the tour along with his insight and the insights of fellow golfing colleagues surrounding the subject. Wes also reveals certain controversies behind the rules and regulations of LIV, the differences between European golf and golfing in the United States, and how inflation relates to golf. Lastly, he covers the Amazon split, defines a stock split with examples, and talks through the market psychology that overlays stock splits. This information is provided to you as a resource for informational purposes only and is not to be viewed as investment advice or recommendations. Investing involves risk, including the possible loss of principal. There is no guarantee offered that investment return, yield, o

Traveling is inspiring, exciting, and takes us out of our comfort zone. As funny as it sounds, there are numerous benefits to hopping on a plane to a new, unknown destination. So isn’t it time that you stop putting your travels on hold and start packing your suitcase? Mike and Anne Howard, the World’s Longest Honeymooners and founders of the popular travel site, HoneyTrek.com, join this episode to discuss why you should never put travel on hold. Mike and Anne share how they kickstarted their travel journey with the help of savings from their nest egg, the evolution of their website HoneyTrek.com, along with some of their favorite travel destinations. The pair also shares budgeting resources for booking a stay and finding specific foods when traveling, how they fund their trips, and describe what it means to travel hack. Furthermore, Mike and Anne provide advice for traveling couples, discuss how longer trips deepen your experience, uncover details from their recent book and describe why people should not only

Wes dives into the history of stock market recoveries and the DNA behind them during this episode. Wes explains bear markets and recovering markets along with how each is perceived by investors. He also talks about how long it takes markets to recover, reveals the average recovery time for all bear markets, and what percentages of recoveries happen. To wrap up the episode, Wes reveals how it takes 30 days for 30% of market recovery, what to do to avoid missing out on recoveries, and a helpful strategy surrounding dividend investing. Listen to hear more of this original research that the Retire Sooner team was able to find using Bloomberg and historical data. Learn more about your ad choices. Visit megaphone.fm/adchoices

There are numerous benefits to practicing meditation and mindfulness. Some may even say that it helps to relieve stress and pain, enhance the connection with your emotions, deepen your thoughts, as well as other positive and powerful perks. But with a practice that reaps so many benefits, where do you start? Sharon Salzberg, New York Times bestselling author, podcast host of the Metta Hour Podcast, meditation teacher, and co-founder of the Insight Meditation Society, drops by this episode to talk through the advantages of meditation and getting started. Sharon provides advice on how to kick start your meditation practice journey and why you should consider doing so, along with sharing how she got into meditation herself. Additionally, Sharon defines mindfulness, provides an example of meditation leading to increased connectedness, and discusses how meditation can be done from anywhere. To wrap up the episode, Sharon explains how meditation can increase levels of happiness and fluctuate our happiness set point

What impact do your judgments and decisions have on your happiness and fulfillment? Award-winning professor, blogger, author, and teacher of a successful online happiness course on Coursera titled A Life of Happiness And Fulfillment, Raj Raghunathan, has the answer! During the episode, Raj shares the biggest happiness mistakes we make along with how to change this behavior. He also reveals his theory of happiness missing from the list of things that people want, why he started his research and strategies for finding what makes us happy. Later in the episode, Raj explains what a person needs to be happy, how focusing on being the best you can be can take you further in life, the correlation between money and happiness, and what actions to take to boost your happiness level. Learn more about your ad choices. Visit megaphone.fm/adchoices

When it comes to finances and investing, we've found that women tend to take a backseat in decision-making while their husband or partner does all of the steering. However, women should be reminded that they are an essential part of the financial equation as well. That said, it’s crucial for women to increase their financial and investing knowledge. Kristin Curcio, Investment Advisor at Capital Investment Advisors, joins Wes Moss to shed light on women and finance. Kristin shares how often she sees financial meetings with only the husband present and why women seem intimidated by the subject at times. She also explains that unexpected circumstances can happen leading to why preparation is key, what women should know about family finances, and why couples need to have important conversations to be on the same page. Kristin and Wes also discuss the financial habits of happy retirees regarding their children, Kristin provides financial advice for single women, brings up women outliving their husbands, and how sh

People continuously postpone traveling because they presume that the “perfect time” will come, but what if we told you the best time to travel is always now? Wes is joined by Pauline Frommer, The Co-President of FrommerMedia, Editorial Director of Frommer's Guidebooks, author of the best-selling "Frommer's EasyGuide to New York City" and "Frommer's New York City Day by Day", co-host of The Frommer's Travel Show podcast and keynote speaker, to tackle the finer points of traveling. During the episode, Pauline shares her family history in the travel industry, resources for budgeting travel stays along with why travel guides can be useful tools for your trips. Pauline also touches base on COVID traveling regulations and recommends getting travel insurance accompanied with details on the range of coverage. Later in the episode, Pauline weighs in on cruises, utilizing a travel agent, and beautiful places to visit regardless of their outdated exterior. Pauline also reveals tips for getting a good sleep during your v

The start of 2022 has led the market into a rough patch. As many of us feel the pain of market volatility, we can’t help but wonder if there’s any relief in sight for stocks, bonds, the economy, interest rates, inflation, and additional factors that influence the success of our investment portfolios. In this episode, Wes discusses the market volatility that many investors have faced so far in 2022 and shares his perception of what the rest of the year could look like. He also reveals how a highly diversified, stable portfolio allows you to overcome decline, shares statistics surrounding market volatility, and reviews declines in history to unveil the impact on bonds and stocks. Finally, Wes describes the importance of not selling out to trade short-term relief for long-term regret, weighs in on if he sees another recession on the horizon, and uncovers the best armor as an investor to help families work towards their retirement goals. Learn more about your ad choices. Visit megaphone.fm/adchoices

Wes is joined by Maggie Doyne, philanthropist, author, Founder of BlinkNow, and 2015’s CNN Hero of the Year Award recipient, to address discovering your philanthropic pursuits and how you can give back. Maggie talks about finding herself in Nepal at a young age, how she felt the urge to make a change in the country based on an eye-opening experience, and her motivation for building a children’s home, women’s center, and school there. She provides updates about raising numerous children in Nepal and their success stories, along with why she believes there is something to be done everywhere in every community. The episode concludes with Maggie revealing tips for finding what gives you purpose and formulating ways to give back based on the change you want to see in the world. She also unveils details from her recent book, “Between the Mountain and the Sky,” her nonprofit BlinkNow, and how listeners can show support. Learn more about your ad choices. Visit megaphone.fm/adchoices

Wes Moss sits down with Retire Sooner Podcast Producer, Mallory Boggs, to review the newly updated Money and Happiness Quiz; a short, online quiz designed to provide the insight you need to work toward a happy retirement, as well as several suggestions that might help you tune up your money happiness quotient. During the episode, Mallory reveals her answers to the quiz as Wes breaks down and compares each answer to his research on the happiest retirees. Wes also provides his insight and advice on how listeners can improve their answers with the aim of getting one step closer to landing in the happy retiree camp. Find out if you’re on track to becoming a happy retiree! Take the new and improved quiz here:  Will you retire happy? Take the Money & Happiness Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Medicines help to treat illness within the body, but what if we replaced filling a prescription with filling our bags at the farmer’s market with foods that can heal our bodies from the inside out? Dr. William Li, world-renowned physician, scientist, TED speaker, and author of “Eat To Beat Disease," joins this episode to share just how much food can impact our health. Dr. William Li provides his definition of being healthy, tips for kickstarting your health journey, and how there are five health defense systems that are crucial to our bodies. He also explains why we should explore new foods, especially in retirement, and lists foods and beverages that can be toxic to our diet. Additionally, Dr. Li shares an in-depth explanation of angiogenesis and why it’s vital to the maintenance of our body and defending our health. We wrap up with Dr. Li sharing how he takes a scientific approach to unlocking foods' nutrients as medicine and he reveals what the future looks like for discovering these healthy foods. Learn m

Knowing the fundamental habits of happy retirees can be beneficial. In fact, if we implement those habits into our own lives, we can also become some of the happiest retirees on the block. We’re back with part two of this episode, where Wes Moss introduces the remaining money and lifestyle habits of the happiest retirees that he compiled while researching for his latest book, “What The Happiest Retirees Know." Wes also reviews the money habits of happy retirees from part one and highlights an email from a podcast listener. Learn more about your ad choices. Visit megaphone.fm/adchoices

Internationally renowned and best-selling author, journalist, screenwriter, playwright, radio and television broadcaster and musician, Mitch Albom, joins this episode to talk through the impact of giving to others and discovering your marginal propensity for happiness. Mitch provides details about his book, “Five People You Meet In Heaven,” and how it relates to the life of his uncle, along with his secret for balancing living life without regret. Mitch shares takeaways from his time with Morrie Schwartz and his book “Tuesdays with Morrie,” debunks quitting work to find happiness, explains the concept of marginal propensity to save and spend, as well as how we have a marginal propensity toward happiness. He also shares Morrie Schwartz’s giving makes me feel like I’m living principle and how he’s implemented this into his life. To wrap up the episode, Mitch talks about his experiences from his involvement at the orphanage in Haiti and reveals details about his latest book, “The Stranger In The Lifeboat.” Learn