Chris Spade

In today's episode--Why debt collectors may be calling you even before your bill is due. What you need to know. Plus, the loans millennials are taking out at a rapid rate--why it's a bad idea. Questions about real estate? Call me at 619-818-2992. I'd love to turn your questions into a podcast. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

Did you know that firefighters respond to a little over 14,000 fires every year caused by lint in dryers? The four tips to make sure you don't become a victim. Questions about real estate? Call me at 619-818-2992. I'd love to turn your questions into a podcast. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

Yesterday, we had our stats meeting in our office and we talked about the shift that's happening. Find out when we think it really started--and the four signs to look out for to see if your neighborhood has shifted. Questions about real estate? Let's turn your questions into a podcast. Call me at 619-818-2992. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

Today, we talk about what it's like to get your finances ready for the recession and what you can do now to be proactive. Plus, what are you suppose to have in the hardship letter in a short sale. We talk about that coming up. Questions about real estate? Call me at 619-818-2992. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

As we head into this shifting real estate market we want to make you prepared IF the need arises. Today, we talk about agents who are CDPE certified. That stands for Certified Distressed Property Expert. What does it mean for you and why banks want to talk to agents who have been certified. Questions about real estate or personal finance? Call me. I'd love to turn your questions into a podcast. 619-818-2992 CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

Today, we discuss the topic of the looming recession and how it will have an effect on the economy. What you need to know about what could be coming in the next year or so. Plus, we talk about selling your home on your own. The mistakes most For Sale By Owners Make and what you need to know before you think about selling your home. Questions about real estate? Call me. Let's talk about it so we can turn your question into a podcast. My cell is 619-818-2992. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

Halloween is just around the corner--now is the time to start getting ready for trick or treaters. The seven things you can do to get your home ready to keep it safe. Questions about real estate? Call me. I'd love to turn your questions into a podcast. I can be reached at 619-818-2992. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

Today, we talk about how to negotiate your bills away with big companies--plus, the 11 reasons to sell your home during the holidays. Why selling now could net you more money. Questions about real estate? Call me at 619-818-2992. I'd love to turn your questions into a podcast. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

Today's podcast is short and sweet. We are talking about the shifting real estate market. Two more indicators that we are heading into a buyer's market. Questions about real estate? Call me at 619-818-2992 CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

This last week I spent in Palm Springs at a real estate conference hosted by the National Association of Gay and Lesbian Real Estate Professionals. While I was there, I had the opportunity to meet the chief economist from Freddie Mac. He talked about the looming recession and when we could expect to see it coming down the pike. Find out when he thinks it will happen and the three best places to invest your money when it comes to real estate. Questions about buying a home, selling a home or investing in real estate? Call me! I can be reached at 619-818-2992. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

I wish I could say I came up with this on my own. The truth is, I didn't. I'm a huge follower of Dave Ramsey and I think his system of Financial Peace University is brilliant. Today, we talk about Dave's Emotional Purchases that you need to think about twice. Also, the way I can save over $400 annually on car insurance. The website that lets you compare carriers. Questions about real estate? Call me. I'd love to turn your questions into a podcast. My cell is 619-818-2992. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

Housing prices are up again! That's not a huge surprise. Find out why I think what the media is saying about the increase is misleading. Questions about real estate? Call me at 619-818-2992. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

Have you heard about R22. No, not R2D2. It's called R22 and it's commonly known as freon. It's going to be banned in the United States in a very short period of time. That means you're going to be replacing your unit. Today we talk about when that deadline is and what you can do today to be proactive and not get into debt over this switch. Questions about real estate? Call me. I'd love to turn your questions into a podcast. Just call at 619-818-2992 CA DRE #01295699 CA DRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

So we have talked before about pricing your home well to attract buyers, today, we talk about pricing your home ahead of the market. What that means and the trigger that goes off in a buyer's head to signal you're a serious seller. Then..... I really want to know your opinion on this, to tip or not to tip. That really is the question. Why I choose not to leave a tip at a coffee shop. You're thoughts? Questions about real estate? Call me at 619-818-2992. CA DRE #01785713 CA DRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

There are so many of us who desire to get out of debt. I'm right there with you. I've been doing all kinds of research on debt. Today, we discuss the six steps to getting out of debt from credit.com. Do you agree with their methods. I'd love to hear what you think. Questions about living a debt free life or real estate? Call me or text at 619-818-2992. I'd love to hear what you have to think. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

The worst thing an agent can do for any client is to just simply go to the multiple listing service looking for homes. There are several other ways agents should be searching for homes for their clients. We talk about those in today's podcast. Questions about real estate? Call me. I'd love to turn your questions into a podcast. You can reach me at 6719-818-2992. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

Despite interest rates going up: buyers are still getting pre approved for home loans. What does this mean if you are a seller? It means that you have an opportunity to make your sale of your home a win win. Find out how in today's podcast. Questions about real estate? Call me. I'd love to turn your questions into a podcast. You can reach me at 619-818-2992 CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

Buyers are getting tired. What is the one thing you can do as a seller to get them to take notice of your home and how you can make it a win-win deal. Questions about real estate? Give me a call at 619-818-2992. I'd love to turn your questions into a podcast. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

Getting out of debt isn't an overnight process but it is possible to have to not make another payment to anyone ever again. How? Well, today we talk about Dave Ramsey's debt snowball. It comes from Financial Peace University. It is possible. Questions about personal finance and debt or real estate? Call me. I'd love to help you answer your questions and turn them into a podcast. I can be reached at 619-818-2992. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support

We all may have had that time in our life when we've had to deal with debt collectors. I sure have. I'm definitely not perfect. The good news is that you don't wear your credit on you like a badge of honor. However, good credit is so important when it comes to buying a home. Today, we talk about how to deal with creditors to get them off your back. Questions about buying a home? Call me at 619-818-2992. I'd love to turn your questions into a podcast. CA BRE #01785713 CA BRE #01295699 --- Support this podcast: https://podcasters.spotify.com/pod/show/chris-spade/support