Masters Of Finance's Podcast - With Chris And Alex

In this episode we have a look at some of the events that have influenced investment markets over the last 12 months including the position of the Federal Reserve on US Interest rates, some unexpected outcomes from the Royal Commission, the performance and correlation of Equity and Bond markets and of course, POTUS Donald Trump and his trade war with China. We finish off with our outlook for investment markets going forward. If you would like a copy of our print version of the Investment Outlook, please email alex@moranfp.com.au and we will only be too happy to send it out.  For more info about Chris, Alex or Moran Partners Financial Planning, please head on over to www.moranfp.com.au.

In this episode we attempt to quantify the value a financial adviser can add your situation. Is it all in the investment returns? Or is there more value to be found in the intangibles? Or is it as simple as having someone with a great understanding of your situation to know which levers to pull and when? Have a listen and find out.  For more info head on over to moranfp.com.au or get in touch, we'd love to chat to you. 

Have you heard of the FIRE movement? FIRE stands for Financial Independence, Retire Early. In this episode we have a look at some of the lifestyle changes required to make the FIRE concept work for you.  We also have a look at some of the trade offs this lifestyle forces on you, including some that might not be apparent until much later on in life. 

In this episode we look at the 8th wonder of the world as described by Albert Einstein, in the power of compounding returns or compound interest. This podcast is about making the decision to save small amounts early on to grow exponentially over time so you don't have to save lots later.  Have a listen!

In this episode Chris and Alex talk about how you can take the fear and loathing out of budgeting and turn it into a positive experience that will benefit you no end. If you are scared of the 'B word' but need some help to kick your savings into action or maybe you are approaching the retirement cliff and need to throttle down on your spending, this podcast is for you! Have a listen.   www.moranfp.com.au

Chris and Alex have a bit of a discussion on the fallout from the Federal Election in May 2019 and what the new (or status quo) outlook on finance related matters looks like for peoples finances. Have a listen.   www.moranfp.com.au

In this episode of the podcast we are joined by Marcus Nicholson, the up and coming adviser in our office, to talk about how to protect yourself and your family financially using insurance. We discuss what some of the different types are, who should have them and address the big question of "how much insurance should I have?". If you are a small business owner, stay tuned as towards the end of the episode we also get into some succession planning and how you can use insurance to make sure that if anything happens to you as the business owner, your family can receive fair compensation for your share of the business.  For more podcasts, blog posts and videos, head over to www.moranfp.com.au

In this episode Chris and Alex run through the basic building blocks you need to have in place to start to build long term wealth and then explore some of avenues to consider along the way. There is a strong emphasis on goal setting in this episode, as there is throughout the financial planning process. Have a listen. Also, as mentioned in the podcast, we have been building a new website which is now live and will be updated in the coming weeks with more content including all the past episodes of the podcast and some video series on how to improve your financial life. Head over to www.moranfp.com.au to check it out. 

This episode Alex and Chris discuss Labors Election tax policies. Franking Credits, Abolition of Negative Gearing, Tax on trust distributions and superannuation. What does it mean for you, and what does it mean for the economy. Have a listen.  To check out the youtube video of this podcast head over to https://youtu.be/GNIJZ-sgIbw  

In this Episode, Chris and Alex are joined by Paul Moran to talk about the Federal Budget handed down on the 2nd of April by the treasurer Josh Frydenberg. This is a discussion and not simply just stating the changes in the tax brackets so tune in for some more philosophical analysis and some light hearted fireside chat.    If you are interested in talking to either Chris or Alex then please get in touch with us through social media or by visiting our website, www.moranfp.com.au

In this Episode, Chris and Alex go through some of the reasons why people like to help their children out financially and discuss how to go about saving or investing for these particular goals. Alex gives us some insight into how he is teaching his daughter to manager her pocket money and we also pose the philosophical question of whether it is better to help your children out by providing them with financial capital or financial knowledge and habits.   If you are interested in talking to either Chris or Alex then please get in touch with us through social media or by visiting our website, www.moranfp.com.au

Paul Moran is back for this episode of the podcast and shares some insight into how to plan for successful retirement. Paul gives us his definition of retirement as well as identifying some key time points in the lead up and some of the actions you need to be taking to avoid falling off the 'Retirement Cliff'! We also discuss some of the things that people need to do once they do retire to make sure that they enjoy it and don't feel too lost and try and reduce the impact of cognitive decline on their life and their investments. Have a listen!

This episode Chris and Alex discuss Self Managed Superannuation Funds - what are they, how are they different (or the same) from retail and industry super, and how they might work for you. Have a listen. 

In this episode Chris and Alex are joined by Paul Moran and Podcast debutant Marcus Nicholson to discuss and dissect the recommendations handed down in the Royal Commission into Banking and Finance. This is not the extensive list but more of a conversation about the issues likely to impact consumers of financial services and us as Financial Planners.    Also the Masters of Finance Podcast has been entered into the Australian Podcast Awards for 2019. We would really appreciate your help in the Popular vote category so please head on over to the Australian Podcast Awards website and vote for us!

In this episode we look at Tax Structuring - what are the options available to you based on your scenario, how can they help and how can you take advantage. Have a listen.    

In this episode we look back on our first year podcasting together and go back through some of the big issues of 2018 as well as looking forward to some key events of 2019. Have a listen.

This week we hear a discussion that was recorded in July this year. We thoroughly dissect the property market, and whether we think the bubble has burst. We explore a number of the forces at play - why the market is softening, rising interest rates and a lack of wages growth. Have a listen.

In this episode Chris and Alex explore Lifestyle Financial Planning. Are you living a life that is aligned to what's really important to you, or are you just doing what society says you 'should'. We discuss how traditional financial advice can be overlaid with this approach to deliver value that isn't just financial. Have a listen. You can get in touch with us by getting on twitter and looking for @PlanWealth or @AlexHont.

In this episode Chris and Alex explore some of the options available around estate planning so that what you want to happen when you kick the bucket, actually happens. We have a look at some things that need to be in your Will, briefly discuss testamentary trusts, and look at how to transfer assets to without them passing through your estate in case of potential challenges to your Will. Have a listen. You can get in touch with us by getting on twitter and looking for @PlaWealth or @AlexHont.

This week we have a bit of a yarn about what changes are happening in our world. Some of our favourite topics we discuss include Artificial intelligence, driverless cars, tech companies infiltrating your wallet, blockchain & crypto, digital health records and data security. The future is here and we are embracing it! You can get in touch with Chris @PlanWealth or Alex @AlexHont on twitter.