Richer Soul: Life Beyond Money. You Got Rich Now What? Focus On Freedom, Abundance, Financial Security, Early Retirement, We

You're Not Broken   Take away: Your past does not define your future. You can create the life you want without having to "fix" yourself, and that true abundance comes from recognizing the richness that already exists in your present circumstances.   Money Learnings: Growing up in New Zealand, Chris didn't receive much education about money management. The common mindset was to trade time for money, with the belief that you could never have enough. His understanding of money was focused on getting a good job, working hard, and trying to get paid as much as possible. It wasn't until Chris was around 11 years old that he witnessed a family friend buy a nightclub, which was the first business owner he knew personally. This event opened his eyes to the possibility of starting a business and doing something different. However, Chris grew up in a more socialist society where the focus was on ensuring the "little guy" didn't get left behind, rather than encouraging entrepreneurship and wealth creation. This created a

How to Master Your Financial Psychology   Take away: Developing an internal locus of control, where you take responsibility for your financial outcomes instead of blaming external factors, is a powerful mindset that can lead to significantly improved financial behaviors and outcomes.   Money Learnings: Brad grew up in a lower-income family, with his parents divorcing when he was young. Both sets of grandparents lived in trailer parks, so he was very aware of the challenges and limitations of being poor. This drove Brad to want to figure out how to not experience the same financial struggles as his family. He developed an intense interest in understanding the psychology behind why "reasonably intelligent people do something so stupid" with their money. Brad credits this early curiosity and drive to understand money as the foundation for his later career path in financial psychology and his mission to help people improve their financial behaviors and mindsets.   Bio: Bradley T. Klontz, Psy.D., CFP® is an expert

Scaling Up   Take away: Putting the right people systems and processes in place is critical for reducing the burden on the business owner, improving profitability, and allowing the business to run more smoothly and successfully. Implementing these structured people management practices is key to achieving sustainable growth.   Money Learnings: Corwin's early childhood was marked by financial abundance - his father was very successful in agricultural sales and lived a lavish lifestyle with private planes, a car collection, and more. However, when his father's company was sold and he lost his job, the family then went through periods of extreme "famine or feast" as his father's subsequent business ventures failed. Corwin's mother worked full-time in low-paying jobs, but her income was not enough to provide financial stability for the family. This upbringing of oscillating between wealth and scarcity instilled in Corwin the perspective that money is hard to come by and that financial situations can drastically c

The Science of Awakening Your Non-Self   Take away: To embark on a journey of personal growth by continually questioning, learning, and striving to see beyond the surface-level illusions that constrain so many people's perceptions of what is possible.   Money Learnings: Clement Decrop grew up where money came in the form of a reward  system for doing well in school. His parents would give him 1 dollar to 5 dollars based on his grades on his report card - 5 dollars for an A, 4 dollars for a B, etc. Even though it wasn't a lot of money, it was motivating for him as a kid, as he could save up and buy things like $40 video games back then. This reward system taught him to value money from a young age and incentivized him to perform well academically.   Bio: Clement Decrop is a master inventor with 50+ patents filed, public speaker, and author of "The Idea Space: Awakening Your Non-Self"   Highlights from this episode: Exploring the concept of an "idea space" - a mental model for understanding the mind based on

31 Days to Become a Better Man   Take away: Having the discipline to live frugally, work hard, continuously invest in self-development, and keep perspective on what constitutes true abundance leads to financial freedom and a fulfilling life.   Money Learnings: As a young kid, Joel was attracted to toys and material things, but his parents repeatedly told him "we don't have money" when he wanted something. Despite their poverty, Joel's parents were extremely hardworking and frugal. They saved diligently and were able to buy a house within 3 years of arriving, paying it off fully within 7 years. Through experiences like these, Joel learned the value of money from a very young age. He saw his parents' discipline in saving every penny and spending frugally as they worked to improve their situation after arriving with nothing. This instilled a drive in Joel to start making and saving his own money, beginning entrepreneurial efforts as early as 4th grade.   Bio: Joel Gandara, a renowned life and business coach, is

Making the Ultimate Investment   Take away: The importance of developing a mindset of abundance, differentiation, and gratitude, while consistently investing in personal growth, in order to design a passionate and purposeful life aligned with their values and ability to build generational wealth.   Money Learnings: Mark's father had a heart attack when Mark was in high school, which severely impacted the family's finances. He realized his parents lived paycheck-to-paycheck, trying to "keep up with the Joneses" and not saving much money. When his father's career ended due to a heart attack, their money dried up quickly. This experience taught Mark that his parents had poor money values, and he wanted to ensure he never ended up in that type of uncertain financial situation himself or put his own future kids through that.   Bio: Mark B. Murphy, CEO of Northeast Private Client Group, is an accomplished author, speaker, and motivator who’s revolutionizing the financial planning and wealth management industry. He

How to be Resilient     Take away: Knowing your purpose helps you make decisions, motivates you through hard times, and ensures your business serves you rather than the other way around. It enables you to build a business and life you love.   Money Learnings: Chrissy learned that money was connected to effort, saving, giving, and planning from her family business background and religious schooling. Working for what you want and managing money responsibly were instilled early.   Bio: Chrissy is the author of Reluctantly Resilient and CEO of AUI and Clarity HR which provide insurance benefits and HR services to small and medium sized businesses in both for profit and non-profit sectors.  Chrissy describes herself as the chief cheerleader for both companies setting direction, steering marketing content, and finding creative ways to disrupt two established business sectors.  Chrissy is also the author of AUI Gives Back & Clarity Cares two community impact programs where employees serve in the community, track

How to Succeed When Everyone Expects You to Fail     Take away: Challenges early on, while difficult, can be the fire that forges your inner strength. If you believe in yourself and your abilities, you can exceed other's low expectations. Never let your humble beginnings limit your ambition. Turn adversity into advantage.   Money Learnings: Jonathan's childhood was challenging financially and he felt deprived compared to his wealthy peers. He didn't receive any substantive money education as a child and had to figure it out himself later through entrepreneurial trial and error. This gave him motivation to build his own success.   Bio:  Serial entrepreneur Jonathan Beskin built his first company, a women’s lifestyle subscription box, from a pre-revenue idea to over $60 million in revenue in under five years. An investor in multiple private companies and startups, he has twice been featured in the prestigious Inc. 5000 list. Beskin is a digital advertising and e-commerce expert; he often speaks at conferences a

Creating a Wealthy Life     Take away: Money is a tool that should enable you to live a fulfilling life, not be the sole focus. Having clarity on your ideal lifestyle, relationships, and experiences is crucial. Then determine the amount of money needed to support that vision. Don't get caught in the trap of chasing more money for money's sake. Instead, focus first on personal growth, self-worth, purpose, and making a positive difference. With financial education and mindset shifts, money can be managed effectively to serve your life goals rather than become an all-consuming end in itself. The key is balancing priorities - money matters but should not override health, family, purpose, and inner peace. Use money wisely to live well.   Money Learnings: Krisstina grew up in poverty, living in a trailer home and relying on food stamps and government assistance. Her parents were uneducated and fought constantly about money, often violently. As a child, Krisstina associated money with these traumatic fights and gre

Unlock Your Impossible Life     Take away: You have the power to renegotiate your existence and make the impossible reality by shifting your mindset and energy frequency.   Money Learnings: Chris grew up in a privileged neighborhood financially but had a difficult childhood due to family trauma and issues with his father. He emphasizes the need to change our relationship with money and offers practical tools for repairing and improving that relationship.   Bio: Chris M. King built a life on the pillars of his childhood: grief, rage, abuse, and addiction. Despite taking nine years to earn his associate’s degree and leaving his undergrad unfinished, he remarkably transformed into an NCAA hockey player within a year of learning to skate. With two failed marriages, one plagued by mental illness, he later forsook a lucrative career to become a poverty-stricken radio personality in Los Angeles.   Transitioning to marketing a hospital’s neuroscience institute without clinical expertise, Chris then shifted to a tech

Psychedelics for Everyone     Take away: Exploring psychedelics and integrating spiritual practices can offer profound insights and lead to personal transformation, contributing to a more abundant and balanced life.   Money Learnings: Matt Zemon shared that he had an interesting childhood, which included experiencing a range of financial circumstances. He highlighted the lesson that having love in the household is essential and can bring comfort regardless of financial situation. He stated that this experience taught him resilience and a lack of fear in facing potential outcomes. Moreover, he emphasized the importance of having the skillset to produce revenue, which he observed in his mother's rebuilding of her agency. Through these experiences, Zemon learned the value of understanding the relationship between love and financial stability and exhibited the resolve to pursue revenue generation.   Bio: Matt Zemon, MSc, is a dedicated explorer of the inner world, and a passionate advocate for the thoughtful and

The Willingness to Be Wrong   Take away: Discover the power of a positive mindset, the importance of having a clear purpose, and the benefits of creating a comprehensive life plan, all while emphasizing the interconnectedness of health, wealth, time, relationships, and spirituality in living a harmonious life.   Money Learnings: Graham Lutz learned early in life that money is a tool, not a measure of self-worth. He was taught the value of hard work, saving, and investing by his parents. This foundational understanding of money has shaped his approach to personal finance and wealth building.   Bio:  Graham Lutz is a storyteller, educator, and advocate for mental health and neurodiversity. With a background in neuroscience bachelors from Georgia State University, current work towards a Master’s in Psychology at Harvard University, and a passion for all things wild and wonderful about the world, Graham weaves together narratives that challenge limiting beliefs and inspire personal growth. Graham's work is inform

How to Overcome Yourself     Take away: The concept of making growth decisions versus comfortable decisions is crucial in personal and professional development. Being willing to embrace discomfort and make choices that lead to growth, even in small increments, can lead to substantial progress over time.   Money Learnings: Benjamin Owen learned from his family that money was often associated with negativity, such as greed and hard work. There was a perception that one had to work hard to earn money and that wealth was equated with conflict and stress in the household. Despite the financial challenges, his family prioritized love and resourcefulness, creating a deep understanding of the value of love and family. As he grew older and entered the workforce, he recognized the need to redefine his relationship with money and shift from a mindset of hard work to understanding the principles of wealth and money creation. He also learned the importance of dissociating the idea that money has to be hard-earned and expl

The Opposite is True   Take away: The key to living a fulfilled life lies in aligning our mindset, purpose, life plan, health, wealth, time management, relationships, and spirituality.   Money Learnings: Efren Delgado learned valuable money lessons as a child, such as the importance of hard work, frugality, and saving. These early experiences shaped his financial mindset and instilled in him a strong work ethic and a respect for money. This foundation laid the groundwork for his future success and financial responsibility.   Bio: Efren A. Delgado, a former FBI Special Agent with 25 years of national security, law enforcement, and private protection experience, has added author and speaker to his threat assessment and consultation profession. His advanced behavioral studies in graduate school and at an FBI specialized unit near Quantico complimented his work experiences in counterintelligence, counterterrorism, and violent civil rights investigations. Efren's years of examining and combating spies, predators,

How to Evolve as a Business Owner   Take away: The journey of evolving as a founder requires embracing each stage's struggles to develop new skills, rather than rushing ahead; the joy is found in the present moment.   Money Learnings: Money was a source of stress and problems in Scott's family growing up. His dad worked a blue-collar job and his mom worked on and off to make ends meet. He didn't understand finances as a kid, just that money seemed to cause issues. It felt like a "necessary evil" in the background. After accidentally dropping out of high school early, he went to ministry school without money or a job. He had to sell cherished possessions like his guitar just to get by. He learned lessons through mistakes, like quickly burning through $4,000 and bouncing a check. This taught him to track his accounts and not spend recklessly.   Bio: Scott helped start nearly 20,000 new businesses and nonprofits and with his business partner started led their multimillion-dollar business through an exceptional

  How to Escape the Matrix     Take away: By examining our generational money stories and embracing tools like mindfulness, breathwork and psychedelic medicine, we can transcend limiting programs and unlock our infinite human potential.   Money Learnings: Mark Worster grew up with contradictory money messages from frugal, Depression-era grandparents on one side who saved obsessively, and free-spending grandparents on the other side who never saved, leaving him with a dysfunctional relationship with money. He had to balance the over-saving on one side and the over-spending on the other side.   Bio: Entrepreneur, Leader, Fitness Guru, Business/Life Coach, Psychedelic Healthcare Professional. Mark brings passion and joy to everything he does. From the Chairman of the Board of a $20mm health services agency to a Certified Yoga Instructor to a Keynote Speaker, Mark has accumulated an impressive array of diverse experiences. Known for his charismatic, high-energy approach to life, Mark has inspired many people to s

From Burnout to Brilliant Busy Brain Cure     Take away: There are tangible steps you can take, even with a stressful lifestyle, to mitigate the effects of chronic stress and find more balance and wellbeing. Dr. Romie provides evidence-based yet practical suggestions to make this possible.   Money Learnings: Growing up in an immigrant family, Dr. Romie was taught by her parents to save money diligently, have a relentless work ethic and drive for academic excellence, and that openly talking about money is culturally inappropriate. However, her aunt taught her bargain-hunting skills like finding sales, discounts and deals when shopping in order to get value for money spent. Overall, enjoying or splurging money was discouraged while financial prudence, saving, and a puritanical work ethic was strongly emphasized in her childhood. This left her with some money scarcity mindsets that she seems to have later overcome as an adult.   Bio: Dr. Romie Mushtaq is a board-certified physician bringing together over two

How to Succeed on Your Terms with Bo Bennett     Take away: Living an abundant life requires playing to your natural strengths while staying open and adaptable to unexpected opportunities that arise.   Money Learnings: Dr. Bennett grew up in an entrepreneurial family where everyone started their own businesses rather than getting traditional jobs. This shaped his mindset from a young age.   Bio: Dr. Bennett has a PhD in social psychology. He currently runs over a dozens websites, has written over a dozen books mostly on the topics of critical thinking, and teaches several online courses. He has been in the self-publishing industry for over a decade and has written multiple screenplays.   Highlights from this episode: Success means different things to different people. It's important to define what success looks like for you across different aspects of life, not just finances. Consistent self-improvement through small daily actions is key, not looking for a magic bullet. Compounding matters. Having self-

How to Create the Ultimate Mindset with Mark Panceira     Take away: You have the power to create the life and results you want by changing your thinking and taking purposeful action.   Money Learnings: Mark's childhood experiences and family greatly shape his money mindset and relationship with wealth. He is aware of negative money messaging internalized growing up, and consciously works to develop a more empowering money mindset.   Bio:  Mark Panciera is an accomplished business owner, community leader, executive and entrepreneur. As the CEO and Partner of The Pacific Institute, Mark focuses his efforts on driving human performance in organizations, teams, and individuals, working with Fortune 1,000 companies, financial institutions, government agencies, healthcare and educational systems, athletic teams, and non-profit organizations. A well-recognized TED Talk presenter, speaker, and author, Panciera is frequently asked to share his insights and experience. He has appeared on ABC’s Wall Street Journal Repo

How to Tune Into Our Soul with Rhiannon Heins     Take away: The significance of reconnecting with one's inner strength and living genuinely in harmony with personal purpose and joy. The transformative power of reclaiming one's authenticity and aligning with inner passions. This serves as a compelling reminder for individuals to prioritize their own truths and pursue a fulfilling, purpose-driven existence.   Money Learnings: The importance of childhood experiences in shaping financial beliefs and behaviors. Rhiannon's childhood experiences of financial struggle and then witnessing her parents taking a calculated risk that led to financial success had a profound influence on her beliefs about money and the understanding of the value of courage and calculated investments.   Bio: Rhiannon Heins is an intuitive channel, author, energy worker, and the founder of Intuitive Reberth Energy-Work Method. She dedicates her life to her soul work, and underpinning her vision at every stage of her journey has been a desire