Nz Everyday Investor

https://www.surveymonkey.com/r/CZ3LM5N (Ask me anything, suggest a topic, or a guest!) So where to from here with NZ property in 2022? Personally, I wouldn't want to be dependent on rising house values in the next 1-3 years. This would be of paramount concern if I owned a new-build investment property in a brand new subdivision, some apartments/terraced housing, and property in 'derivative' cities (or towns, where prices move as a function of the direction of price movement in Auckland). Selling into fear (like right now) is no longer an option for many everyday investors - getting a plan in place to weather a short-term interest rate storm, now that's helpful. Personally, I can see a 'tick-shaped' recovery here with respect to property and the darker it becomes with the economy, the more whiplash some may experience when the re-bound occurs. Unless there's a qualitative and fundamental shift to how the current financial system works not just in NZ but in the rest of the world, we've already seen the playbook

Today, it’s all about building wealth in NZ – not the wealth that’s just for you me though/ This is a wealth that belongs to all of us. I know it sounds like a slogan coming off the back of a 3-way between me, the Maori Party and the Greens, if we’re not trying to restore the relationship that our indigenous people have had with their land, the land and the people may always suffer. If we’re building wealth in NZ, we have to do it for all of NZ. Not in a stinky sort of communist kind of way. Greg Hutana is services Manager at Gorilla Technology, and part of the https://maoriinitiatives.org/ (Maori Initiatives) team, a not for Profit Organisation : https://maoriinitiatives.org/ Tahei Simpson(tahei@vegalend.co.nz) is a financial advisor specialising in residential mortgages. Her passion is to help Kiwis navigate their way through the mortgage application process and provide them with the tools and knowledge to smash their mortgage and retire financially free. She created and hosted the New Zealand property te

Terra and Luna comprised of a sophisticated 'stable coin' that relied on independent market participants arbitraging in order to achieve a 'peg', or anchor to the USD. You can read more about it https://fortune.com/2022/05/12/terrausd-ust-luna-contagion-tether-bitcoin-solana-ether-price-crypto/ (here). Many never believed in an automatic, truly free-market system like this could have ever succeeded. Are they right, or are they only right for now? Time will tell but this is certain - trust has been shaken in the crypto-space and it's either going to get worse (with justifiable regulation now being welcomed in), or it's going to get better (if faith in traditional finance erodes at a faster pace). Special thanks to Paul Quickenden from Easy Crypto for joining Rupert Carlyon and I today on this show. Also, join kōura for a breakdown of their new specialty funds, followed up by a Q & A session hosted by Carley Ellis from Ungaro & Co - this Friday, 20th May at 11:00 AM. Register here: https://www.kouraweal

Join kōura for a breakdown of their new specialty funds, followed up by a Q & A session - next Friday, 20th May at 11:00 AM. Register here: https://www.kourawealth.co.nz/koura-specialty-funds-webinar (https://www.kourawealth.co.nz/koura-specialty-funds-webinar) Greg Hutana is services Manager at Gorilla Technology, and part of the https://maoriinitiatives.org/ (Maori Initiatives) team, a not for Profit Organisation : https://maoriinitiatives.org/ Tahei Simpson(tahei@vegalend.co.nz) is a financial advisor specialising in residential mortgages. Her passion is to help Kiwis navigate their way through the mortgage application process and provide them with the tools and knowledge to smash their mortgage and retire financially free. She created and hosted the New Zealand property television series On The Ladder, and is an accredited facilitator with the Sorted Kainga Ora financial capability programme. Far removed from her background in classical ballet, performance piano and acting, today Tahei is a volunteer

Join kōura for a breakdown of their new specialty funds, followed up by a Q & A session - next Friday, 20th May at 11:00 AM. Register here: https://www.kourawealth.co.nz/koura-specialty-funds-webinar (https://www.kourawealth.co.nz/koura-specialty-funds-webinar) Interested in chatting with an https://ungaro.co.nz/ (Ungaro & Co) financial adviser about koura KiwiSaver*? Make a 30 minute appointment https://calendly.com/ungaro/talk-to-us-about-kiwisaver (now): https://calendly.com/ungaro/talk-to-us-about-kiwisaver You should have some reasons for doing things, before you set out and do the thing. You should have some reasons to invest, or not invest in bitcoin. Today I'd like to help you in some way decide whether or not this is a space you should be playing. Spoiler alert: It's not about price, it's about using new tools to build wealth for the new world. This requires a new lens to view bitcoin for what it really is, but what we feel it's like. *If you use a financial adviser to arrange a KiwiSaver pla

Join kōura for a breakdown of their new specialty funds, followed up by a Q & A session - next Friday, 20th May at 11:00 AM. Register here: https://www.kourawealth.co.nz/koura-specialty-funds-webinar (https://www.kourawealth.co.nz/koura-specialty-funds-webinar) Interested in chatting with an https://ungaro.co.nz/ (Ungaro & Co) financial adviser about koura KiwiSaver*? Make a 30 minute appointment https://calendly.com/ungaro/talk-to-us-about-kiwisaver (now): https://calendly.com/ungaro/talk-to-us-about-kiwisaver Hold bitcoin as a hedge against the collapse of the worldwide financial system, or hold it simply for a chance to get a better-than-average return. You don't have to be an extremist, to hold extreme views with bitcoin - in similar way, you don't have to hold extreme views on bitcoin if you simply view it as a good asset to hold. Diversification (at the custody) layer with bitcoin can be incredibly important. While I'd suggest holding bitcoin directly is the way to go for many people, it's not s

Interested in chatting with a financial adviser about koura KiwiSaver*? Make a 30 minute appointment now: https://calendly.com/ungaro/talk-to-us-about-koura-kiwisaver (https://calendly.com/ungaro/talk-to-us-about-koura-kiwisaver) When markets go up, OR when markets go down, it does something to us. When we prioritise our objectives ahead of our emotions, we win in the long term. Special announcement: You can now allocate some of your koura KiwiSaver scheme towards Bitcoin. Please scroll down to find out ways to get in touch should you require advice or facilitation around this. *If you use a financial adviser to arrange a KiwiSaver plan, you need to know that a fee will be payable to the adviser from the scheme. In some cases you will pay the fee directly to the adviser via the provider, and in other cases it may be included in the overall fee you pay. This allows you to receive advice independent from the provider at time of set up, and it appoints the adviser to manage your reviews going forward. __________

There’s education, and then there’s learning. Today on the NZ Everyday investor I’m happy to be able to speak with someone who’s been instrumental in providing nourishment to support my own personal learning habit – https://www.martinhawes.com/ (Martin Hawes). Martin is someone who’s still dedicating his life to learning also, and although he’s no longer a practicing financial adviser, his many books published over the years will continue to feed money-minds after he’s gone. I suspect a lot of his work, both in books but also in the many thousands of his one on one meetings he must have conducted over his career have become core building blocks that many NZ families have built financial independence on. https://paypal.me/TheEverydayInvestor?country.x=NZ&locale.x=en_US (Support my work via Papal): https://paypal.me/TheEverydayInvestor?country.x=NZ&locale.x=en_US https://www.patreon.com/Nzeverydayinvestorpodcast (Become a supporter on Patreon) and help advance the mission of the NZ Everyday Investor! _

Welcome to a bonus series, in partnership with Koura Wealth, your digital KiwiSaver provider. The NZ Everyday Investor is proud to present, News of The Money-World, a show about what’s happening in the finance world and how that affects you, the everyday Kiwi. ____________________________________________________ Hey! Like what you've heard today? I'm on a mission to help improve levels of wealth for everyday Kiwi's. After all, it's good to build wealth...right? Here's some ways you can get alongside the NZ Everyday Investor - no pressure, but I'd appreciate any help you could offer: Use the following referral/affiliate links Hatch: https://app.hatchinvest.nz/share/uqhcj8y8. $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: https://sharesies.com/r/RRPR6X. $10 for you, and $10 for me, if you sign up for the first time with them. Easy Crypto: easycrypto.com/nz?ref=19599. One of NZ's most trusted places to buy/sell your digital assets.  Share this Spotify link with your fr

Which way will interest rates go, are we heading for a recession or even depression, and what’s the potential role that Bitcoin could play in the world we may currently being transitioning to right now? Konrad Hurren is my very special guest today - An econometrician fluent in the art of Austrian economics and an everyday person who understands Bitcoin. You're going to love the discussion today - I certainly did For further reading/research, check out some of the work put out by BERL here: https://berl.co.nz/economic-insights Check out the Mises Institute as mentioned in the show: https://mises.org/ https://paypal.me/TheEverydayInvestor?country.x=NZ&locale.x=en_US (Support my work via Papal): https://paypal.me/TheEverydayInvestor?country.x=NZ&locale.x=en_US https://www.patreon.com/Nzeverydayinvestorpodcast (Become a supporter on Patreon) and help advance the mission of the NZ Everyday Investor! _____________________________________________________ Complete the following survey tohttps://www.surveymonk

https://paypal.me/TheEverydayInvestor?country.x=NZ&locale.x=en_US (Support my work via Papal): https://paypal.me/TheEverydayInvestor?country.x=NZ&locale.x=en_US https://www.patreon.com/Nzeverydayinvestorpodcast (Become a supporter on Patreon) and help advance the mission of the NZ Everyday Investor! _____________________________________________________ Complete the following survey tohttps://www.surveymonkey.com/r/3PM7ZCY ( have your say on what you want to hear in 2022!) Hey! Like what you've heard today? I'm on a mission to help improve levels of wealth for everyday people. After all, it's good to build wealth...right? Here's some ways you can get alongside the NZ Everyday Investor - no pressure, but I'd appreciate any help you could offer: Use the following referral/affiliate links https://app.hatchinvest.nz/share/uqhcj8y8 (Hatch): $10 for you, and $10 for me, if you sign up and deposit $100NZD. https://sharesies.com/r/RRPR6X (Sharesies): $10 for you, and $10 for me, if you sign up for the first ti

Welcome to a bonus series, in partnership with Koura Wealth, your digital KiwiSaver provider. The NZ Everyday Investor is proud to present, News of The Money-World, a show about what’s happening in the finance world and how that affects you, the everyday Kiwi. Globalisation leading to increased interdependency / Complacency / War / Pandemics / Supply chain and labor shortages / Inflation / Interest rate hikes / Economic crash / Deflation. This is the cycle we've seen before, around the time of WW1 to be exact - are we seeing a repeat or will it be different this time around? ____________________________________________________ Hey! Like what you've heard today? I'm on a mission to help improve levels of wealth for everyday Kiwi's. After all, it's good to build wealth...right? Here's some ways you can get alongside the NZ Everyday Investor - no pressure, but I'd appreciate any help you could offer: Use the following referral/affiliate links Hatch: https://app.hatchinvest.nz/share/uqhcj8y8. $10 for you, an

Check out a great video by Joshua Wang detailing the Air NZ rights story in excellent detail: https://youtu.be/17Icr-wgPbo https://paypal.me/TheEverydayInvestor?country.x=NZ&locale.x=en_US (Support my work via Papal): https://paypal.me/TheEverydayInvestor?country.x=NZ&locale.x=en_US https://www.patreon.com/Nzeverydayinvestorpodcast (Become a supporter on Patreon) and help advance the mission of the NZ Everyday Investor! _____________________________________________________ Complete the following survey tohttps://www.surveymonkey.com/r/3PM7ZCY ( have your say on what you want to hear in 2022!) Hey! Like what you've heard today? I'm on a mission to help improve levels of wealth for everyday people. After all, it's good to build wealth...right? Here's some ways you can get alongside the NZ Everyday Investor - no pressure, but I'd appreciate any help you could offer: Use the following referral/affiliate links https://app.hatchinvest.nz/share/uqhcj8y8 (Hatch): $10 for you, and $10 for me, if you sign up an

Welcome to a bonus series, in partnership with Koura Wealth, your digital KiwiSaver provider. The NZ Everyday Investor is proud to present, News of The Money-World, a show about what’s happening in the finance world and how that affects you, the everyday Kiwi. ____________________________________________________ Hey! Like what you've heard today? I'm on a mission to help improve levels of wealth for everyday Kiwi's. After all, it's good to build wealth...right? Here's some ways you can get alongside the NZ Everyday Investor - no pressure, but I'd appreciate any help you could offer: Use the following referral/affiliate links Hatch: https://app.hatchinvest.nz/share/uqhcj8y8. $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: https://sharesies.com/r/RRPR6X. $10 for you, and $10 for me, if you sign up for the first time with them. Easy Crypto: easycrypto.com/nz?ref=19599. One of NZ's most trusted places to buy/sell your digital assets.  Share this Spotify link with your fr

Check out the article in the https://www.nzherald.co.nz/business/darcy-ungaro-property-house-prices-should-your-home-be-an-investment-vehicle/EWRY3B5PUOATOVTZ6H5ON57774/ (NZ Herald) that inspired this episode: https://www.nzherald.co.nz/business/darcy-ungaro-property-house-prices-should-your-home-be-an-investment-vehicle/EWRY3B5PUOATOVTZ6H5ON57774/ Making money off of property may seem a little unethical these days - why? Because often those responsible for creating a housing crisis then making you feel bad about it, are great at what they do! https://paypal.me/TheEverydayInvestor?country.x=NZ&locale.x=en_US (Support my work via Papal): https://paypal.me/TheEverydayInvestor?country.x=NZ&locale.x=en_US https://www.patreon.com/Nzeverydayinvestorpodcast (Become a supporter on Patreon) and help advance the mission of the NZ Everyday Investor! _____________________________________________________ Complete the following survey tohttps://www.surveymonkey.com/r/3PM7ZCY ( have your say on what you want to hear

Welcome to a bonus series, in partnership with Koura Wealth, your digital KiwiSaver provider. The NZ Everyday Investor is proud to present, News of The Money-World, a show about what’s happening in the finance world and how that affects you, the everyday Kiwi. ____________________________________________________ Hey! Like what you've heard today? I'm on a mission to help improve levels of wealth for everyday Kiwi's. After all, it's good to build wealth...right? Here's some ways you can get alongside the NZ Everyday Investor - no pressure, but I'd appreciate any help you could offer: Use the following referral/affiliate links Hatch: https://app.hatchinvest.nz/share/uqhcj8y8. $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: https://sharesies.com/r/RRPR6X. $10 for you, and $10 for me, if you sign up for the first time with them. Easy Crypto: easycrypto.com/nz?ref=19599. One of NZ's most trusted places to buy/sell your digital assets.  Share this Spotify link with your fr

Think investing in water, power of data networks is a bit boring? If you've ever wondered how to get a stake in some of the best monopolies that often fly under the radar - infrastructure is where it's at. Check out the following article mentioned today: https://kernelwealth.co.nz/wp-content/uploads/2022/03/Kernel-Research-Paper-2022-The-Role-of-Infrastructure-in-an-Investment-Portfolio.pdf (https://kernelwealth.co.nz/wp-content/uploads/2022/03/Kernel-Research-Paper-2022-The-Role-of-Infrastructure-in-an-Investment-Portfolio.pdf) https://player.captivate.fm/episode/ec530810-cee3-437c-9742-256aa5ff71d8 (Check out Episode 200 as mentioned today): https://player.captivate.fm/episode/ec530810-cee3-437c-9742-256aa5ff71d8 https://paypal.me/TheEverydayInvestor?country.x=NZ&locale.x=en_US (Support my work via Papal): https://paypal.me/TheEverydayInvestor?country.x=NZ&locale.x=en_US https://www.patreon.com/Nzeverydayinvestorpodcast (Become a supporter on Patreon) and help advance the mission of the NZ Everyda

Raising or lowering the interest rates to combat inflation, may soon be a relic of the past. What am I talking about? I believe at some stage quite soon (like in the next 2-5 years), we’re going to see central bank issued digital currencies. If you’d like to check out an episode I did on this with the RBNZ, check out ep 185: https://player.captivate.fm/episode/5aee9607-995f-4ea3-87ed-b7407c69424f (https://player.captivate.fm/episode/5aee9607-995f-4ea3-87ed-b7407c69424f) Central bank issued digital currencies or CBDC’s will be a game-changer in so many ways, especially when it comes to targeting inflation. When a centralised authority has the power to influence the spending behavior at the individual level – it then becomes possible to manipulate the price of goods and services at the point of use. Don’t think this is significant? What happens to the property market when interest rates don’t need to move in response to changing economic activity? What happens to share markets when interest rates don’t compe

Welcome to a short fortnightly series in addition to the weekly show. In partnership with Koura Wealth, your digital KiwiSaver provider, The NZ Everyday Investor is proud to present, News of The Money-World, a show about what’s happening in the finance world and how that affects you, the everyday Kiwi. ____________________________________________________ Hey! Like what you've heard today? I'm on a mission to help improve levels of wealth for everyday Kiwi's. After all, it's good to build wealth...right? Here's some ways you can get alongside the NZ Everyday Investor - no pressure, but I'd appreciate any help you could offer: Use the following referral/affiliate links Hatch: https://app.hatchinvest.nz/share/uqhcj8y8. $10 for you, and $10 for me, if you sign up and deposit $100NZD. Sharesies: https://sharesies.com/r/RRPR6X. $10 for you, and $10 for me, if you sign up for the first time with them. Easy Crypto: easycrypto.com/nz?ref=19599. One of NZ's most trusted places to buy/sell your digital assets.

Thanks very much to myGold for giving https://www.mygold.co.nz/product/2022-1oz-una-the-lion-silver-proof-coin/ (1 Oz silver coin) away to one lucky winner, worth $289.00 NZD. http://reporting.demand.co.nz/h/r/39B9BEC3C6F4EC9C2540EF23F30FEDED (ENTER THE COMPETITION HERE!) http://reporting.demand.co.nz/h/r/39B9BEC3C6F4EC9C2540EF23F30FEDED YouTube Links: https://youtu.be/3BRXTIukVII (To watch this episode instead): https://youtu.be/3BRXTIukVII https://www.youtube.com/c/CoinBureau/featured (Coin Bureau:) https://www.youtube.com/c/CoinBureau/featured https://www.youtube.com/c/DataDash (Nicholas Merten / Data Dash): https://www.youtube.com/c/DataDash https://www.youtube.com/c/CryptosRUs (I am George / Cryptos r us): https://www.youtube.com/c/CryptosRUs If signing up to Easy Crypto for the first time, please use my https://my.captivate.fm/easycrypto.com/nz?ref=19599 (affiliate link) ____________________________________________________ Paul Quickenden is my guest today, and he’s head of corporate development with E